Feeling a little confused about Flood Insurance in Ocean City? Well you’re not alone! FEMA recently completed a new coastal flood risk analysis for the Mid-Atlantic Region including the Town of Ocean City, Maryland. New Flood Insurance Rate Maps were adopted on July 16, 2015 which now change over 4,800 buildings (and over 50% of the land area) from high risk to moderate or low risk flood zones. As annual flood insurance policies are renewed this year, each property may be rated differently than it was in the past.

To help alleviate some of the confusion that comes with the new zoning map, the Town of Ocean City will host a FLOOD INSURANCE OPEN HOUSE, tomorrow, August 16th, from 3 p.m. – 5 p.m. at City Hall. Representatives will be on hand to discuss the impact that the new Flood Insurance Rate Map changes and the new requirements for home & condo owners.

FEMA’s community outreach will help in particular to address the Town’s concerns over the mapping of the VE Zone boundary adjacent to the oceanfront dunes, particularly between 93rd Street and 123rd Street. Although mapping is the prime concern of the Town, ultimately the insurance ramifications on the structures that remain in the V Zone are at issue, and so FEMA believes that flood insurance is an important component of this discussion. A workshop style meeting is planned to allow for training and instruction as well as consideration of individual buildings and insurance rating methods.


Tuesday, August 16, 2016 from 3 p.m. to 5 p.m.


City Hall Council Chambers located at 301 Baltimore Avenue, Ocean City, MD 21842


  • FEMA Region III representatives
  • City Planner, Bill Neville
  • City Engineer, Terry McGean
  • Representatives of Insurance, Real Estate and Condo Management